Florian Raschle

Real-time balance and card limits via the Finnova API

Digital Product Manager, Viseca

Situation

End users asked whether they could also see the balance on their debit card. A pilot bank wanted the same.

Action

The first integration directly into the One app: Finnova API via bank IT, for balance, limits and the available amount.

Result

Live with one pilot bank, scalable to all partner banks with Finnova and a Viseca debit card.

Available amount on account and card with daily and monthly limits
Balance and limits
Explanation of how the available amount is calculated from balance and card limits
Explanation of the available amount

Original screens in English, iOS 27

Four values in real time